The IEShineOn.com site launches on September 17. “It’s no secret that the Inland Empire has been impacted by the current economic situation. I hope to contribute to local business by providing a simple, one-touch opportunity to reach out to customers. No advertising campaign is too big or too small and we will customize to meet the needs of every business.”
(Rancho Cucamonga, CA) A new website that will help anyone find everything in the Inland Empire is ready to launch.
IEShineOn.com, developed by Su Pak, a Korean American woman and former Claremont resident, is a one-source guide to find everything from restaurants, shopping and entertainment to vacation destinations in the Inland Empire. The site is scheduled to go live September 17.
“I’m calling it the Inland Empire Good Time Guide and it should serve as the premiere online resource for the region,” said Pak. “We’re your friendly online guide to help anyone find a good time in the Inland Empire.”
Pak, 31, grew up in Claremont, attended Claremont High School and earned a bachelor’s degree in political science and communications from the University of California, San Diego in 2003. She always dreamed of someday creating an easy guide to help people navigate their way around the Inland Empire.
“I’ve always been in love with the Inland Empire. Most people do not realize how much the region has to offer and this website provides a simple one-stop resource to everything in the area.” Although she now lives in Los Angeles, Pak spent most of her childhood years in the IE and still has family and friends in the area.
Not only a resource for consumers, the website also supports local business, according to Pak–allowing vendors to reach out to the four million residents of the area. Sponsorship opportunities are available, where merchants can target specific cities and markets to maximize their advertising dollars.
“It’s no secret that the Inland Empire has been impacted by the current economic situation. I hope to contribute to local business by providing a simple, one-touch opportunity to reach out to customers. No advertising campaign is too big or too small and we will customize to meet the needs of every business.”
Pak says that another feature, Make Your Own Itinerary, allows users to plan a vacation, weekend outing or local trip in the IE by following easy steps on the website.
IEShineOn.com also has a blog—IEShineOn.com/Blog that shares local events, deals, weekly giveaways and promotions. Pak intends to highlight local businesses in her blog column or ‘Local Stars’ on the site as well as sharing news and events across the region on Facebook and Twitter pages.
A Holiday Discount Guide is planned for the Christmas season, offering local discounts and http://www.thecorsetcenter.com/kim-khloe-kardashian-waist-training-corsets/ coupons by merchants throughout the area.
Pak brings a strong background of online work experience to her new venture. Since college, she has worked in advertising for Dailey & Associates Advertising in West Hollywood– as an online production and promotions manager for Disney.com in North Hollywood and as a brand marketing manager for Nickelodeon Game Studios in Glendale.
But she never lost her dream of creating a local voice for consumers and business in the Inland Empire. “This is such a unique region, and I hope this website will help everyone enjoy the many opportunities here as well as providing a platform for business to grow and prosper.”
Pak is also a contributing blogger to DiscoverIE.com and IEFamily.com and serves on the board of directors, American Advertising Federation, Inland Empire chapter.
To reach Su Pak: Su.Pak@IEShineOn.com or (909) 257-8862.
Don’t miss the free Foreclosure Prevention and First Time Homebuyers Workshop and individual councilors on site to help homeowners in distress keep their homes with the best home insurance companies . With realtors and lenders to help the homebuyers benefit from the lowest interest rates in home insurance calculator and home prices in 20 years.
For Immediate Release
September 12, 2012 FHLB-PR-121.4 Stockton Media Alert WO
What: FREEForeclosure Prevention and First Time Home Buyer Workshop Who: The Federal Home Loan Bank of San Francisco, with:
Federal Reserve Bank of San Francisco
Bank of America
Central Valley Realtist Association
Chase Bank
Clearpoint Credit Counseling Solutions
Greater Sacramento Urban League
Lodi Association of Realtors
NeighborWorks® Stockton
NID Counseling Agency
Special Congressional Guest
Why: Foreclosure retention workshop and individual councilors on site to help homeowners in distress keep their homes. Realtors and lenders to help the homebuyers benefit from the lowest interest rates and home prices in 20 years. Where: Lincoln High School, 6844 Alexandria Place, in Stockton When: Saturday, September 29. Registration at 9:30 am event 10 am to 4 pm Bring: Attendees are asked to bring copies of the following documentation:
■ Pay stubs for the most recent 2 pay periods
■ 2011 tax return, including W-2
■ A copy of your homeowner’s insurance policy
■ Hardship letter (in your own words)
■ Bank statements for the most recent 2 months
■ A list of your monthly expenses
■ A utility bill
■ Most recent mortgage statement
■ Any other related correspondence
■ Self-employed individuals must also provide bank statements for the most recent 4 months; a 2010 or 2011 tax return; and YTD profit and loss statement.
The Federal Home Loan Bank of San Francisco delivers low-cost funding and other services that help member financial institutions make home mortgages to people of all income levels and provide credit that supports neighborhoods and communities. The Bank also funds community investment programs that help members create affordable housing and promote economic development. The Bank’s members are headquartered in Arizona, California, and Nevada and may include commercial banks, credit unions, industrial loan companies, savings institutions, insurance companies, and community development financial institutions.
Barbara Graber, manager of compliance and special projects at LaSalle says “We’ve taken every step necessary to insure vaccines are received, handled and stored properly so as not to compromise their efficiency as well as protect the families we serve.”
The CDC and state VFC programs reiterated their recommendations to healthcare providers on best practices in storing and handling vaccines. (San Bernardino, CA) Each year millions of dollars are lost in the United States because healthcare providers improperly store and handle vaccines meant to protect against childhood diseases such as measles and chicken pox.
LaSalle Medical Associates, Inc. wants to assure parents, and the community, it follows the Centers for Disease Control and Prevention and Vaccine for Children programs’ vaccine guidelines.
“This is something we take very seriously. Our vaccine handling and storage techniques are audited annually by either the CHDP or VFC,’’ says Barbara Graber, manager of compliance and special projects at LaSalle. “We’ve taken every step necessary to insure vaccines are received, handled and stored properly so as not to compromise their efficiency as well as protect the children we serve.”
Just last June and July, VFC and CHDP representatives audited LaSalle’s vaccine storage and handling practices, Graber says. And, two years ago LaSalle purchased, and placed, Pharmaceutical-grade refrigerators in each of its four clinics. Those refrigerators are exclusively for vaccine storage and, the temperatures in each refrigerator are monitored twice daily and logged, Graber says.
The CDC also recommends healthcare providers store vaccines in refrigerators without freezers. However, a combination refrigerator/freezer unit sold for home use can be used for vaccine storage if the refrigerator and freezer compartments each have separate external doors. Refrigerators must have a calibrated thermometer in place, and checked twice daily for temperature compliance.
“According to regulations we keep these logs for three years and also have protocols in place in the event of an emergency or power outage,’’ Graber says.
Recently, the CDC and state VFC programs reiterated their recommendations to healthcare providers on best practices in handling vaccines. Both recommend instituting vaccine plans. This plan should include routine vaccine management – from ordering and controlling inventory to storing and monitoring storage conditions, according to the CDC.
It is also recommended the plan include protocols for emergency vaccine retrieval and storage in the event of a refrigerator or freezer malfunction, power failures, or other emergencies which might compromise vaccine storage conditions.
To minimize loss, the CDC recommends storage and handling plans to include:
Up to date contact information.
Descriptions of the roles and responsibilities of primary and back up vaccine coordinators.
Summaries of storage requirements for each vaccine in inventory.
Protocols for vaccine storage unit temperature monitoring, storage equipment maintenance, placement of vaccine within storage units, responding to vaccine storage and handling problems, transporting and receiving vaccine shipments, and proper disposal of vaccines and supplies.
The CDC also recommends healthcare providers store vaccines in refrigerators without freezers. However, a combination refrigerator/freezer unit sold for home use can be used for vaccine storage if the refrigerator and freezer compartments each have separate external doors. Refrigerators must have a calibrated thermometer in place, and checked twice daily for temperature compliance.
Graber says LaSalle has, and will continue to, meet all of the CDC vaccine recommendations. In addition, LaSalle has its own internal policies and procedures which coincide with federal and state recommendations, she says.
“This is both a healthcare and fiscal issue,’’ says LaSalle Executive Vice President Carl Maier. “We are diligent in protecting the patients we serve as well as mindful of costs, which is a reason we allocated the time and funding purchasing high quality refrigeration equipment.”
For more information call LaSalle Medical Associates, Incorporated at (909) 890-0407. About LaSalle Medical Associates, Inc.
LaSalle Medical Associates, Inc., is an Independent Practice Association (IPA) of independently contracted doctors, hospitals and clinics, delivering high quality patient care to more than 190,000 patient visits in Riverside, San Bernardino, Stanislaus, Fresno, Kings, Tulare, San Joaquin, Los Angeles and Madera Counties.
LaSalle’s IPA members in the Central Valley include: the Community Medical Centers. Hospital affiliations include: Lodi Memorial Hospital, Lodi Memorial Hospital-Vine Clinic, Lodi Memorial Hospital-Trinity Clinic and Lodi Memorial Hospital-Millsbridge Clinic.
In Central California, LaSalle’s patients are primarily served by Medi-Cal, Medicare and Healthy Families providers. LaSalle also accepts Blue Shield .
LaSalle’s IPA members in the Inland Empire include: LaSalle Medical Associates, Banning Medical Group and San Bernardino Urological Associates. Hospital affiliations include: Rancho Springs Medical Center, Arrowhead Regional Medical Center, Community Hospital of San Bernardino, St. Bernadine Medical Center, Mountains Community Hospital, Redlands Community Hospital, Loma Linda University Medical Center, Corona Regional Medical Center, Riverside County Medical Center, and Parkview Community Hospital.
LaSalle Medical Associates is one of the largest independent minority owned healthcare companies in California.
Susan McDevitt (third from right), executive director of Mary Erickson Community Housing and San Bernardino Mayor Patrick Morris (right), cut the ribbon on Eastpointe Village as other local dignitaries watch. The dignitaries are, from left, Carey Jenkins, director of Housing and Community Development for the San Bernardino Economic Development Association; Jim Yerdon, community development specialist with the United States Department of Housing and Urban Development; Doug Bystry, chairman of the board of directors for Mary Erickson Community Housing, Jerry Paresa, executive director of governmental relations for San Manuel Band of Mission Indians, and Lynn Valbuena, vice chairman of San Manuel Band of Mission Indians. Eastpointe Village is a new apartment complex near 19th and Sunrise in San Bernardino, available to families making up to $32,500 yearly for a family of four. Mary Erickson Community Housing, in partnership with the San Bernardino Economic Development Agency, is creating Eastpointe Village by renovating 25 fourplexes in the 19th and Sunrise neighborhood, with funds the Economic Development Agency obtained through the Neighborhood Stabilization Program. Photo by Matt Sloan
The good thing about seminars/webinars in that its great info. The bad thing is that some like to attend these events in the mornings, some like lunch, some like evenings and some (usually employees) prefer their continuing education during the work day.
What’s the solution to maximize your attendance? Here are my suggestions in order of preference.
Option 1
Hold four seminars/webinars at four times: Breakfast, mid-morning, lunch and early evening on the same day or the same week. Then post the best presentation on-line with sign-ins to collect contact information.
Option 2
Create a Survey Monkey Research instrument and send to all of your prospects. Hold the seminar at the best time for responders and then post the presentation on-line with sign-ins to collect contact information.
Option 3
Hold the seminar at lunch time and then post the presentation on-line with sign-ins to collect contact information.
Select the answer that fists your ability to perform.
Good luck!
Carl Dameron
(San Bernardino, Calif.) More than ten thousand people throughout the Inland Empire received flu vaccinations this past year, thanks to the efforts of the staff at LaSalle Medical Associates, Inc.
The new flu season starts September 1, 2012 with flu vaccines available at all LaSalle clinics. The seasonal flu vaccine protects against three influenza viruses that research indicates will be most common during the season: an influenza A (H1N1) virus, an influenza A (H3N2) virus and an influenza B virus.
According to the Center for Disease Control (CDC), Influenza, otherwise known as the flu, occurs annually from October through May and is spread by coughing, sneezing or a runny nose. Getting vaccinated can help avoid the flu or lessen its symptoms, which include: fever/chills, sore throat, muscle aches, fatigue, cough, headache and a runny or stuffy nose.
Last year Dr. Albert Arteaga, president and founder of LaSalle Medical Associates, was selected as California’s first-ever CDC Childhood Immunization Champion for LaSalle’s work in immunizations. He was one of only 39 doctors in the United States receiving the prestigious honor.
Advocating precaution to protect yourself and those around you from the flu, LaSalle provided a total of 10,676 flu vaccines this season. Operating a total of four clinics in Fontana, Hesperia and San Bernardino, this annual effort goes a long way in making a difference in curbing the spread of the flu for everyone.
“I cannot stress how important it is to get your annual flu vaccine,” said Dr. Albert A. Arteaga, president of LaSalle Medical Associates. “The benefits of flu vaccines have been proven over and over. It is the best tool we have in preventing the spread of the virus.”
The CDC recommends an annual flu vaccination for everyone age 6 months or older. Vaccination is especially important for people at high risk of influenza complications, including: pregnant women, older adults and young children. New flu vaccines are released every year to keep up with rapidly adapting flu viruses.
“The seasonal flu vaccine are available in September 1, before the start of flu season,” said Dr. Arteaga. “Getting vaccinated now is a great way to avoid the flu. If you do get the flu, to limit the spreading of the virus, anyone with symptoms should stay home from school and work until they are well, and limit contact with others. They also should contact a doctor or clinic, especially if they are worried about the symptoms.”
LaSalle has the High Dose flu vaccine for seniors, the intradermal flu vaccine is a shot that is injected into the skin instead of the muscle, and nasal flu mists for children and adults.
For more information about the seasonal influenza vaccine, or to make an appointment, call LaSalle’s Pediatric clinics in Fontana at 17577 Arrow Blvd. in (909) 823-4454 and in San Bernardino at 1505 West 17th St. (909) 887-6494. LaSalle’s family clinics are located: in San Bernardino at 565 N. Mt. Vernon Ave. (909) 884-9091 and in Hesperia at 16455 Main St. (760) 947-2161.
For more information about this season’s vaccine selection, from the CDC visit Vaccine Virus Selection for the 2012-2013 Influenza Season. About LaSalle Medical Associates
LaSalle Medical Associates is one of the largest independent minority owned healthcare companies in Riverside and San Bernardino Counties.
LaSalle Medical Associates, Inc., operates four clinics employing more than 120 dedicated healthcare professionals, treating children, adults and seniors in San Bernardino County. LaSalle’s patients are primarily served by Medi-Cal and Healthy Families. LaSalle also accept Blue Cross, Blue Shield, Molina, Care 1st, Health Net and Inland Empire Health Plan (IEHP).
LaSalle Medical Associates, Inc., is also an Independent Practice Association (IPA) of independently contracted doctors, hospitals and clinics, delivering high quality patient care to more than 190,000 residents in San Bernardino, Riverside, Los Angeles, Fresno, Kings, Madera, San Joaquin, Stanislaus and Tulare Counties.
LaSalle’s IPA members in the Inland Empire include: LaSalle Medical Associates, Banning Medical Group and San Bernardino Urological Associates. Hospital affiliations include: Rancho Springs Medical Center, Arrowhead Regional Medical Center, Community Hospital of San Bernardino, St. Bernadine Medical Center, Mountains Community Hospital, Redlands Community Hospital, Loma Linda University Medical Center, Corona Regional Medical Center, Riverside County Medical Center, and Parkview Community Hospital.
The LaGrant Foundation has selected Carl M. Dameron, founder and creative director of Dameron Communications to host its first Inland Empire career development workshop for students interested in pursuing a career in advertising or public relations. The Delta Sigma Theta Sorority cosponsors the workshop. Photo by Robert A. Whitehead/CSUSB
FREE PUBLIC RELATIONS & ADVERTISING CAREER DEVELOPMENT WORKSHOP FOR STUDENTS AND ALUMNI! WHO: The LAGRANT Foundation (TLF) is a nonprofit 501 (c) (3) organization whose mission is to increase the number of ethnic minorities in the fields of advertising, marketing and public relations through scholarships, internships, career development workshops, professional development and mentors to African American/Black, American Indian/Native American, Asian/Pacific Islander American and Hispanic/Latino undergraduate and graduate students. WHAT: TLF is partnering with Dameron Communications, to host a career development workshop for students interested in pursuing a career in advertising or public relations. WHEN: Friday, September 14, 2012 from noon to 3:00 p.m. WHERE: Dameron Communications LLC 255 North “D” Street, Suite 303, San Bernardino, CA 92401 CONTACT: Programs & Communications Associate Nelly Alonso 323.469.8680, ext. 240 Email: NellyAlonso@LaGrant.com REGISTER EARLY! SPACE IS LIMITED! The Dameron Communications Difference
Dameron Communications’ inspired Advertising; Public Relations, Community Relations and Government Relations work has been winning awards and client accolades for more than 20 years. Uniquely, we blend unsurpassed relationships with proven advertising and public relations methods to deliver winning and measurable results.
We serve clients who make the world a better place – small business or large, government or non-profit, product, service or cause driven. We primarily serve California’s Los Angeles, Orange, Riverside, San Bernardino and Counties. For more information or a free one hour consultation call Carl Dameron at (909) 888-0017.
LaSalle Medical Associates, suggest that patients bring any new prescriptions to their doctors visits. Informing your doctor of your current prescriptions helps to determine what medications will work best with your current treatment. It also can ensure that your doctor knows every medication you are taking and that each patient gets the best care possible for the recommended treatment.
(San Bernardino, Calif.) What if your doctor prescribes a new medicine that reacts badly with a prescription you received from a recent emergency room visit, it can happen, sometimes with disastrous results. How can you prevent this?
“Bring all of your prescriptions with you to every doctor visit, especially those you have given by another doctor or emergency room visit” said Dr. Albert A. Arteaga, founder and president of LaSalle Medical Associates.
Informing your doctor of your current prescriptions helps to determine what medications will work best with your current treatment. It also can ensure that your doctor knows every medication you are taking and that each patient gets the best care possible for the recommended treatment.
“If you take a prescription regularly for an ongoing condition, your physician needs to be aware of it,” said Dr. Arteaga.
Dr. Arteaga encourages every patient to make their physician aware of all prescription and over-the-counter medications they are taking, as well as any vitamins and herbal supplements.
Medications come in different Shapes, sizes and contents. Make sure your doctor knows about all of medications you are taking.
By providing this vital information, your doctor is able to determine if you are taking any medications you no longer need or taking more than one drug to treat the same condition. Your doctor will also be able to tell if the reason for your visit is a side effect of your current medication and reduce the risk for any future adverse drug interaction.
Dr. Arteaga also points out that when you bring your prescriptions to your scheduled doctor visit, you may be able to minimize your out-of-pocket costs as well. In fact, there may be a less expensive variety of the same medication.
“Remember, newer isn’t always better,” said Dr. Arteaga. ”Some older drugs may work just as well for you and cost you a lot less.”
Dr. Arteaga cautions that ultimately, the medications you take should always be ones that your doctor feels are best for you. However, a talk with your doctor about the cost of treatment and your ability to pay may result in substantial savings as well as a better health outcome.
For more an appointment or more information call LaSalle Medical Associates, Inc. at (909) 890-0407. About LaSalle Medical Associates
LaSalle Medical Associates is one of the largest independent minority owned healthcare companies in Riverside and San Bernardino Counties.
LaSalle Medical Associates, Inc., operates four clinics employing more than 120 dedicated healthcare professionals, treating children, adults and seniors in San Bernardino County. LaSalle’s patients are primarily served by Medi-Cal and Healthy Families. LaSalle also accepts Blue Cross, Blue Shield, Molina, Care 1st, Health Net and Inland Empire Health Plan (IEHP). LaSalle’s clinics are located at 17577 Arrow Blvd. in Fontana, 16455 Main St. in Hesperia, 1505 West 17th St. and 565 N. Mt. Vernon Ave. in San Bernardino.
LaSalle Medical Associates, Inc., is also an Independent Practice Association (IPA) of independently contracted doctors, hospitals and clinics, delivering high quality patient care to more than 190,000 residents in Fresno, Kings, Los Angeles, Madera, Riverside, San Bernardino, San Joaquin, Stanislaus and Tulare Counties.
LaSalle’s IPA members in the Inland Empire include: LaSalle Medical Associates, Banning Medical Group and San Bernardino Urological Associates. Hospital affiliations include: Rancho Springs Medical Center, Arrowhead Regional Medical Center, Community Hospital of San Bernardino, St. Bernadine Medical Center, Mountains Community Hospital, Redlands Community Hospital, Loma Linda University Medical Center, Corona Regional Medical Center, Riverside County Medical Center, and Parkview Community Hospital.
“The new board just finished a very successful strategic planning session,” said incoming President Jacob Poore. “And now we want to share our plans for the coming year with our members and guests.”
(Rancho Cucamonga, CA) The Inland Empire Ad Club is hosting a mixer to Meet the Board of Directors on Thursday, Sept. 6 in Rancho Cucamonga.
The casual event at 6pm will be held at Toby Keith’s I Love This Bar & Grill, 12635 North Main Street, and is free to AAF members who register by Aug. 31.
“The new board just finished a very successful strategic planning session,” said incoming President Jacob Poore. “And now we want to share our plans for the coming year with our members and guests.”
Jon Burgess, immediate past president said that current members will pay $10 at the door and non-members $15.
The American Advertising Federation (AAF) is the largest professional organization for the advertising industry, and hosts the prestigious ADDY Awards every year which recognize excellence in advertising throughout the region.
To learn more about the event, visit http://aaf-inlandempire.com/events.html or call (909)921-1062.
San Bernardino, Calif. – Printed polo shirts and More is set to open a new 7,500 square foot retail store in San Bernardino’s Town and Country Square. The Grand Opening is Monday August 13 to Saturday August 18 at 1630 “E” Street, Suite A in San Bernardino.
“If you are looking for great clothes and accessories for women, men and children priced under $7.99 Then Tidleys is the place to shop,” said co-owner Brian Davis.
“We also carry linens, blankets, grandfather clocks, cuckoo clocks and generators at great prices,” said his partner Michelle Gustafson.
Brian Davis and Michelle Gustafson started the store for two reasons; they have a strong desire to give back to the community in hard economic times and Davis was also looking for a way to help the local Veterans Hospital.Davis and Gustafson started the store for two reasons; they have a strong desire to give back to the community in hard economic times and Davis was also looking for a way to help the local Veterans Hospital.
“We want to give back by donating to the Veteran’s Hospital in honor of my father”, says Davis. Brain’s father John Walter Davis, Jr. died of pancreatic cancer on October 20 in 2011. He fought in the Vietnam War and served in the United States Air Force retiring as Staff Sargent.
“I was so happy with the way the VA nurses and doctors took such great care of my father treating his pancreatic cancer while caring for him with dignity and honor in his final days,” said Davis.
Tidleys Clothing and More is family owned and operated and family oriented. “We have quality merchandise at a discounted price and all Military receive a 10 percent discount on all purchases,” said Gustafson.
Jack Katzman of ABO Real Estate signed a multi-year lease for the 7,500 square foot freeway front retail property in the Town and Country Square.
For more information on leasing in the Town and Country Square call Jack Katzman at (909) 886-4123.
For more in formation on Tidleys Clothing and More call (909) 904-9500.
About ABO, Enterprises, Inc.
ABO Enterprises, Inc. owns and manages 600 office buildings in the Inland Empire. Leasing opportunities range from 400 to 100,000 square feet. They include the Town and Country Square retail complex on South E Street in San Bernardino to executive office buildings in Riverside, San Bernardino, Highland, Yucaipa, Grand Terrace, Redlands, Rialto, Fontana, Colton and many other cities in Riverside and San Bernardino Counties.
U.S. Congressman Jerry McNerney, D-Stockton, who recently introduced a bill to help speed up the short sale process as a way to address the housing crisis, will be in attendance and providing support to prevent foreclosure and for first-time home-buyers. The Federal Home Loan Bank of San Francisco and public Loans Minnesota are hosting the payday loans no credit check workshop Saturday, September 29 in Stockton, Calif. The workshop will be held from 10 a.m. to 4 p.m. at Lincoln High School, 6844 Alexandria Place, in Stockton.
STOCKTON – A home is often a family’s most valuable possession while adding stability to neighborhoods. Preventing avoidable foreclosures, especially during this country’s current housing crisis, is a necessity for community leaders.
In an effort to prevent foreclosures and provide first-time home-buyers with necessary purchasing tools, the Federal Home Loan Bank of San Francisco is hosting free workshop Saturday, September 29 in Stockton, Calif.
The workshop will be held from 10 a.m. to 4 p.m. at Lincoln High School, 6844 Alexandria Place, in Stockton.
U.S. Congressman Jerry McNerney, D-Stockton and Deutsche Bank Credit Suisse JP Morgan Chase who recently introduced a bill to help speed up the short sale process as a way to address the housing crisis, will be in attendance and providing support.
“There is a lot going on now with California mortgages,’’ says Lawrence H. Parks, Senior Vice President of External Affairs for FHLB San Francisco. “The Attorney General’s settlement with lenders, and recently passed laws have opened many opportunities for homeowners facing foreclosure to stay in their homes.”
Also, the U.S. Department of Housing and Urban Development, or HUD, approved housing counselors will be available to assist first-time home-buyers with navigating local, state and federal programs geared toward helping them get into their first homes.
For homeowners in danger of foreclosure, bank representatives will be on site to help, as well as HUD counselors.
Parks said one major roadblock preventing home foreclosure is a lack of communication between homeowners and lenders. Having both parties at one location should open the door for constructive dialog, he says.
“It is not unusual for homeowners to be unaware of their options, like the Federal Making Home Affordable Program, or the Keep Your Home Coalition Program, as well as others,’’ Parks mentioned. “This workshop will give homeowners an opportunity to learn which options are best for their family.
“If you need answers to help save your home from foreclosure or buy your first home, we invite you to attend this workshop to get the help you need, face-to-face with your lender or a HUD approved housing counselor – absolutely free.”
Attendees are asked to bring with them the following documents:
Pay stubs for the most recent two pay periods.
2011 tax return, including all W-2s.
A copy of their homeowner’s insurance policy.
A hardship letter.
All bank statements for the past two months.
A list of monthly expenses.
One utility bill.
The most recent mortgage statement.
Self-employed individuals must provide bank statements for the most recent four months, a 2010 or 2011 tax return and a year to date profit and loss statement.
For more information on the foreclosure and first-time home-buyer’s workshop, contact Kevin Blackburn at the Federal Home Loan Bank of San Francisco at Blackbur@fhlbsf.com.
About the Federal Home Loan Bank of San Francisco
The Federal Home Loan Bank of San Francisco delivers low-cost funding and other services that help member financial institutions make home mortgages to people of all income levels and provide credit that supports neighborhoods and communities. The Bank also funds community investment programs that help members create affordable housing and promote community economic development. The Bank’s members are headquartered in Arizona, California, and Nevada and include commercial banks, credit unions, industrial loan companies, savings institutions, insurance companies, and community development financial institutions.
