Jay Diallo, CEO and Founder of First Community Capital, Inc. welcomes certification as the first and only Community Development Financial Institution (CDFI) located in Southwest Riverside County. First Community Capital serves Southern California and Arizona.
(Inland Empire, Calif.) The U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) has certified First Community Capital, Inc. as the first and only Community Development Financial Institution (CDFI) located in Southwest Riverside County. First Community Capital serves Southern California and Arizona.
Community Development Financial Institutions play an important role in generating economic growth and opportunity in some of our nation’s most distressed communities. By offering tailored resources and innovative programs that invest federal dollars alongside private sector capital, the CDFI’s take a market-based approach to supporting economically disadvantaged communities.
CDFI’s can loan money at very attractive rates to help people buy homes, and small businesses.
First Community Capital helps low – and moderate-income entrepreneurs who lack sufficient training and education to gain access to capital, thereby delivering long-term economic strength to communities while helping small businesses become more resilient.
“We often lend to borrowers that may not meet mainstream institutions’ underwriting criteria, helping to bridge the gap between conventional lending standards and the needs of hard-to-reach borrowers,” said Diallo.
Before starting First Community Capital in 2019, Diallo was Vice President – Community Development Lending Officer at Pacific Premier Bank in Irvine, CA. He also served as Executive Director – PPEP Microbusiness & Housing Developing Corporation (PMHDC), in Tucson, AZ.
Diallo earned undergraduate at bachelor’s degree in political science with a Minor in Economics, from Westmont College in Santa Barbara. He also earned a graduate degree in Banking from Pacific Coast Banking School in Seattle, WA. His fields of emphasis included: Credit and Enterprise Risk Management, Bank Financial Statements, Bank Financial Tools, Dynamic Leadership, Analysis of Business Conditions, Sales and Marketing.
First Community Capital is a nonprofit 501(c)3 organization and a certified CDFI governed by an independent board of directors. The board provides fiduciary and organizational oversight, ensuring it achieves its mission of growing businesses and strengthening underserved communities in California and Arizona. The directors are responsible for approving all lending policies and procedures as well as reviewing the financial and programmatic performance of the agency.
For more information on First Community Capital, Inc. go to https://www.fccbi.org or call (951) 249-5767
Board of Directors
Jay Diallo, Chairman, President & CEO
First Community Capital, Inc.
Mark Davis, Vice President-BDO-PM Canyon Community Bank
Vincent McCoy, Vice President Riverside County Black Chamber of Commerce
Fatimoh Muhammed
President & CEO – Wamufat International
First Community Capital Locations
California Locations
Southwest Riverside County
26111 Ynez Rd. Suite B30
Temecula, CA 92591
Inland Empire
2060 Chicago Ave. Suite A13
Riverside, CA 92507
Los Angeles County
879 W 190th St. Suite 400
Gardena, CA 90248
Southern Arizona Market
Pima County
8321 E Broadway Blvd #103
Tucson, AZ 85710
Maricopa County
1510 W McDowell RD #4
Phoenix, AZ 85007
Yuma County
8321 E Broadway Blvd #103
Tucson, AZ 85710
About First Community Capital Inc.
Established in 2019 as an economic development nonprofit agency, First Community Capital has already made significant contributions in helping entrepreneurs to start and grow their small businesses. In leveraging our network of bankers, community development organizations and leaders, we have provided training, seminars, and workshops to about 200 small business entrepreneurs. We strongly believe that with each business financed and each job created and or retained, it represents a critical step in the transformation of a life, a family, and a community.
Consider these key facts about hand washing from the CDC: • One in three of adults in the U.S. do not wash their hands after using the bathroom. • One in four adults don’t wash their hands after changing diapers.
(San Bernardino, Calif.) Clean hands save lives! It’s a simple message repeated by health care providers and agencies, such as the Centers for Disease Control and Prevention (CDC), to avoid getting sick.
Keeping hands clean is one of the most effective ways to prevent the spread of infection and illness, such as the common cold and influenza, says Dr. Albert Arteaga, president of LaSalle Medical Associates.
As you touch people, surfaces, pets and objects, you accumulate germs on your hands, and although it’s impossible to keep your hands germ-free, washing your hands frequently can help limit the transfer of germs.
“Just think about all the things you touch everyday. You come in contact with germs all the time, so there are many opportunities to wash your hands,’’ says Arteaga.
Consider these key facts about hand washing from the CDC:
One in three of adults in the U.S. do not wash their hands after using the bathroom.
One in four adults don’t wash their hands after changing diapers.
Less than half of Americans wash hands after cleaning after pets.
One in three of adults wash hands after sneezing/coughing.
Less than one in five adults washes their hands after touching money.
One in three E. coli occurrences is caused from not washing hands before handling food.
How to Wash
“If hands are kept clean, the transmission of germs from person to person is greatly reduced,” Arteaga says. “But just holding your hands under running water won’t do the trick. There are proper techniques to follow,” he continued.
The best way to effectively eliminate most germs, Dr. Arteaga says, is to wash your hands with soap and water for about 15 to 20 seconds, followed by a good rinse.
“Be sure to wash the backs of your hands, between your fingers where germs can hide, and under your fingernails,’’ Dr. Arteaga says. “You must scrub your hands vigorously for at least 15 to 20 seconds to remove germs.”
For those concerned about time, Dr. Arteaga suggests looking no further than the “ABC Song.” He says singing the “ABC Song,” which is about 20 seconds in length, is not only effective in timing your own hand washing but is a unique way to help children develop their vocabulary skills and understand the importance of proper hand washing.
As an extra precaution, when using public restrooms, Dr. Arteaga suggests drying your hands with a paper towel, using it to turn off the water. Then, before discarding the paper towel, use it to open or close the bathroom door.
In the event a sink and or soap and water are not available, Dr. Arteaga suggests using an alcohol-based hand sanitizer gel or wipes, which are also effective in eliminating germs. But, Dr. Arteaga also points out, soap and water is still best in removing germs and bacteria.
“Many people use alcohol-based hand sanitizers, but if there is visible dirt on your hands, the alcohol-based hand sanitizers are not going to be as effective,’’ he says. “You need to use soap and water to rinse the dirt off your hands. If your hands aren’t visibly dirty, and you do not have soap and water available, make sure the hand sanitizer contains at least 60 percent alcohol to be effective in killing most germs and viruses.”
When to Wash
Wash your hands before and after you eat, use the toilet, change a diaper, touch an animal, blow your nose, cough or sneeze, handle garbage and touch a computer screen or telephone.
Dr. Arteaga says it is also good practice to wash your hands after visiting a park, entering our homes, and using our computers and telephones.
“Repetition is the mother of conversation,’’ he says. “The more you repeat something, the more it becomes ingrained in you to do it. So we must continue to instruct people on the proper way to wash their hands so that they don’t forget.”
Dr. Arteaga and his wife, Maria, a registered nurse, founded LaSalle Medical Associates 32 years ago. He and his team of 120 health care professionals treat thousands of patients for infectious diseases, such as the common cold and seasonal influenza each year.
Maria and Dr. Albert Arteaga. The California Medical Association awarded Abert Arteaga the “Ethnic Physician’s Leadership Award,” recognizing his contributions to medical care in the Latino community.
LaSalle operates clinics in Fontana, Hesperia and San Bernardino.
LaSalle Medical Associates is an Independent Physicians Association (IPA), which has a membership of 1,900 health care professionals serving 190,000 patients in Los Angeles, Riverside, San Bernardino, Fresno, Kings, Madera, San Joaquin and Tulare counties.
For more information about LaSalle Medical Associates, call (909) 890-0407 or go on line to www.LasalleMedical.com.
About LaSalle Medical Associates
LaSalle Medical Associates, Inc., operates four clinics employing more than 120 dedicated healthcare professionals, treating children, adults and seniors in San Bernardino County. LaSalle’s patients are primarily served by Med-Cal and Healthy Families and they also accept Blue Cross, Blue Shield, Molina, Care 1st, Health Net and IEHP. LaSalle’s clinics are at 17577 Arrow Blvd. in Fontana, 16455 Main St. in Hesperia and 1505 West 17th St. and 565 N. Mt. Vernon Ave. in San Bernardino.
LaSalle Medical Associates, Inc., is also an Independent Practice Association (IPA) of independently contracted doctors, hospitals and clinics, delivering high quality patience care with more than 190,000 patient visits per year in Fresno, Kings, Los Angeles, Madera, Riverside, San Bernardino, San Joaquin and Tulare Counties.
